Credit/Debit Cards and ATMs

American Express, Diners Club, MasterCard and Visa are accepted in large cities, in larger hotels and car hire offices, and in some restaurants and shops, mainly in Sofia. However, Bulgaria is still a country that operates mainly on cash. ATMs are widespread, although it is best to check with the relevant bank/card provider prior to travel. Not all Bulgarian bank machines accept every overseas credit or debit card.

Many Bulgarian banks have ATM enabling customers to draw local currency.

The following money draw limits are set for security reasons, applicable for all ATMs:

• one transaction limit BGN 400 (200EUR)
• daily limit BGN 800 (EUR 400)
• weekly limit BGN 2000 - BGN 5000