Q: What types of hospitals are there in Bulgaria?

A: When it comes to the availability of doctors, medical clinics and hospitals it all depends on where you’re headed. In the main towns, cities and resorts there is a far greater availability of general services – both private and state funded – but as soon as you venture into the more rural areas of Bulgaria and away from the madding crowd you’ll find it harder to find any form of medical assistance (this is certainly worth bearing in mind if you’re thinking about living in Bulgaria and you prefer a rural retreat). You may have to travel long distances just to see a GP or to buy basic medical supplies.

In-patient treatment is provided by public and private hospitals. However, you should ask to be referred to a hospital that has a contract with the National Health Insurance Fund, as they will cover the cost of treatment. After being discharged from hospital, you are entitled to maximum two examinations as part of your in-patient care.

Q: What type of Social and Health Insurances are there in Bulgaria?

A: Public Social Security is obligatory for all employees employed by Bulgarian or foreign natural or corporate bodies within the country. They are secured for all risks. The employers must register at the local social security administration within 7 days from the day, they have employed anyone subject to compulsory insurance.

Compulsorily, all workers and employees are to be insured, no matter if they had labor or civil contracts. Workers and employees that work under civil contract are obliged only for insuring: disability, caused by general illness, for old age and for death. An exception of this obligation is possible only if the civil contract was for monthly payment under one minimum working salary.

In the last decade the social insurance system in Bulgaria has undergone deep changes trying to respond to the new social, economical and political realities and to get closer to the best models of social security systems in the developed countries. The reform includes an establishment of new philosophy and principles of the insurance tri-pillars pension model, renewed legislation and normative order, institutional organization of the representatives of the new insurance relations. In 1999 is adopted the Law for the additional voluntary pension insurance, regulating the third pillar of the pension system which legalizes the activity of the private pension funds. The Code for the obligatory pension insurance as of year 2000 settles the pension insurance in the first and second pillars as well as all others insurances for the social risks disease, disability, old age, death and as of year 2002 – unemployment as well.

National Health Insurance Fund (NHIF) is responsible for the development, operation and management of the compulsory health insurance scheme in Bulgaria, with the support of its territorial divisions – the 28 Regional Health Insurance Funds.

You may find more information at http://retirement-homes-bulgaria.com/general-information/bulgaria/healthcare-medical-treatment/